What Are Excess Funds?

1. Sale Price Exceeds Debts:
When a foreclosed property is sold, the selling price may exceed the total debts associated with the property, including the mortgage balance, interest, legal fees, and other costs. This surplus amount is what we refer to as excess funds.

2. Priority Payments:
The excess funds are distributed in a specific order of priority. First, any outstanding property taxes and liens are paid off. Then, the remaining funds are distributed to various stakeholders, including the homeowner, junior lienholders (e.g., second mortgages or home equity lines of credit), and the foreclosing entity, such as a bank or lending institution.
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3. Former Homeowner's Share:
After all the debts and obligations are satisfied, the former homeowner is entitled to their share of the excess funds. These funds can serve as a financial cushion to help them move forward after the foreclosure process.

4. Junior Lienholders:
If there are multiple liens on the property, junior lienholders receive their share of the excess funds based on their position in the priority order. It's essential to note that the funds may not be enough to fully cover all junior liens, and some lienholders may receive only a fraction of what they are owed.
Excess funds, also known as excess proceeds or surplus funds, are created when a property sells at a tax sale or foreclosure for more than what is owed. After liens, taxes, and fees are paid, the remaining balance may be owed to the former owner or eligible parties.
DISTRICT CLERK EXCESS FUNDS / DALLAS, TX.
Below is the most recent Dallas County excess funds list, updated monthly. This list includes properties with unclaimed surplus funds from tax sales and foreclosures. If you see your name or property, you may be eligible to file a claim.
Lists are updated monthly. Availability and eligibility are subject to county verification.
Start My Claim Now!
Start by filling in your information below, then fill out the service agreement. Please acknowledge that, for Mortgage claims, proof of ID and Social Security is required.

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Know Your Rights
Texas Property Code 51.0075 states that the trustee handling the foreclosure must follow the law when distributing the money from the sale.After the mortgage is paid off, if there's any money leftover - called excess proceeds - that money belongs to the former homeowner. Many people don't know they're entitled to this money. Our team helps you claim what's rightfully yours. Meet the National Overages Finders Alliance team—dedicated professionals with a passion for helping families recover excess funds and stop foreclosure. Our team culture is built on empathy, trust, and a commitment to treating each client like family. With a wide range of expertise in foreclosure consulting, loan services, and real estate, we work tirelessly to guide homeowners through challenging times. Get to know the people behind NOFA and discover how we bring compassion and expertise to every case.
Under Texas Property Code §51.0075, the trustee managing a foreclosure sale is legally required to distribute any remaining funds after paying off the mortgage—these are known as excess proceeds—to the rightful parties, often the former homeowner. Most people don’t realize they may be entitled to this money.
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